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CardCurator — Rewards Intelligence
Card Comparison

Chase Sapphire Reserve Business vs Southwest Premier Business

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Sapphire Reserve Business card art
Chase Ultimate Rewards
Chase Sapphire Reserve Business
Chase
More Info
Southwest Premier Business card art
Southwest Rapid Rewards
Southwest Premier Business
Chase
More Info
Annual Fee
$795/yr
$149/yr
Foreign Fees
None
None
Signup Bonus
200,000 points
Spend $30,000 in 6 months
60,000 points
Spend $3,000 in 3 months
Top Earn Rates
  • Chase Travel (including The Edit) 8x
  • Lyft rides 5x
  • flights & hotels booked direct 4x
  • Southwest Purchases 3x
  • Rapid Rewards Hotel and Car Rental Partners 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
  • Annual Travel Credit $300
  • Stays with the Edit $250
  • Priority Pass Select Membership $429
  • +1 more
None
Card Perks
  • Chase Sapphire Lounge (~$200/yr)
None listed
Spend Milestones
No milestones
  • 2,000 Tier Qualifying Points toward A-List status
    After $5,000 spend
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
No transfer partners
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Common Questions: Chase Sapphire Reserve Business vs Southwest Premier Business

Is the Chase Sapphire Reserve Business or Southwest Premier Business better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Chase Sapphire Reserve Business currently offers 200,000 pts signup bonus (spend $30,000 in 6 months). Southwest Premier Business offers 60,000 pts signup bonus (spend $3,000 in 3 months). Chase Sapphire Reserve Business has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Sapphire Reserve Business and the Southwest Premier Business?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.