Chase Sapphire Reserve Business vs Delta SkyMiles Gold American Express Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Chase Travel (including The Edit) 8x
- Lyft rides 5x
- flights & hotels booked direct 4x
- Delta Purchases 2x
- Restaurants 2x
- U.S. Supermarkets 2x
- Annual Travel Credit $300
- Stays with the Edit $250
- Priority Pass Select Membership $429
- +1 more
- Delta Flight Credit $200
- Delta Stays Credit $100
- Chase Sapphire Lounge (~$200/yr)
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
Common Questions: Chase Sapphire Reserve Business vs Delta SkyMiles Gold American Express Card
Is the Chase Sapphire Reserve Business or Delta SkyMiles Gold American Express Card better for dining?
Chase Sapphire Reserve Business has no dining bonus; Delta SkyMiles Gold American Express Card earns 2x on dining.
Which has the higher signup bonus in 2026?
Chase Sapphire Reserve Business currently offers 200,000 pts signup bonus (spend $30,000 in 6 months). Delta SkyMiles Gold American Express Card offers $1125 signup bonus. Chase Sapphire Reserve Business has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Chase Sapphire Reserve Business and the Delta SkyMiles Gold American Express Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Sapphire Reserve Business is from Chase and Delta SkyMiles Gold American Express Card is from American Express, so they're governed by separate bank policies.