The Chase Sapphire Preferred edges out the United Quest for most cardholders — it wins on 2 of 4 comparison categories and offers 75,000 pts signup bonus. The United Quest is the better choice if you prioritize a different rewards ecosystem.
Chase Sapphire Preferred vs United Quest
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Chase Travel 5x
- Dining 3x
- Streaming 3x
- Prepaid Hotel Stays (Renowned Hotels) 5x
- United Flights 4x
- Other Travel 2x
- hotel stays purchased through Chase Travel. $50
- DoorDash Credit $10
- United Travel Credit $200
- Statement Credit $150
- Statement Credit $100
- +3 more
- DoorDash Dashpass (~$100/yr)
- Free First and Second Checked Bags
- Priority Boarding
- 25% Back on United Inflight Purchases
- +1 more
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
Quick summary
A short version of the comparison with the main differences at a glance.
The Chase Sapphire Preferred edges out the United Quest for most cardholders — it wins on 2 of 4 comparison categories and offers 75,000 pts signup bonus. The United Quest is the better choice if you prioritize a different rewards ecosystem. On raw upside, Chase Sapphire Preferred tops out at 5x versus 5x for United Quest. Current signup bonus values are roughly $1500 for Chase Sapphire Preferred and $1000 for United Quest. Updated May 30, 2026. Source: https://cardcurator.ai/compare/chase-sapphire-preferred-vs-united-quest
- Chase Sapphire Preferred wins 2 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Chase Sapphire Preferred reaches 5x; United Quest reaches 5x.
- Annual fee: Chase Sapphire Preferred is $95/yr; United Quest is $350/yr.
- Current public bonus values are approximately $1500 and $1000.
Common Questions: Chase Sapphire Preferred vs United Quest
Is the Chase Sapphire Preferred or United Quest better for dining?
Chase Sapphire Preferred earns 3x on dining; United Quest earns 2x on dining. Chase Sapphire Preferred wins for dining.
Which has the higher signup bonus in 2026?
Chase Sapphire Preferred currently offers 75,000 pts signup bonus (spend $5,000 in 3 months). United Quest offers 100,000 pts signup bonus (spend $4,000 in 3 months). Chase Sapphire Preferred has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Chase Sapphire Preferred and the United Quest?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.