The Chase Sapphire Preferred edges out the U.S. BANK SHOPPER CASH REWARDS for most cardholders — it wins on 2 of 4 comparison categories and offers 75,000 pts signup bonus. The U.S. BANK SHOPPER CASH REWARDS is the better choice if you prioritize a different rewards ecosystem.
Chase Sapphire Preferred vs U.S. BANK SHOPPER CASH REWARDS
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Chase Travel 5x
- Dining 3x
- Streaming 3x
- Selected Retailers (2 chosen) 6x
- Everyday Category (1 chosen) 3x
- All Other Purchases 1.5x
- hotel stays purchased through Chase Travel. $50
- DoorDash Credit $10
- DoorDash Dashpass (~$100/yr)
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
Common Questions: Chase Sapphire Preferred vs U.S. BANK SHOPPER CASH REWARDS
Is the Chase Sapphire Preferred or U.S. BANK SHOPPER CASH REWARDS better for dining?
Chase Sapphire Preferred earns 3x on dining; U.S. BANK SHOPPER CASH REWARDS has no dining bonus.
Which has the higher signup bonus in 2026?
Chase Sapphire Preferred currently offers 75,000 pts signup bonus (spend $5,000 in 3 months). U.S. BANK SHOPPER CASH REWARDS offers 250 pts signup bonus (spend $2,000 in 4 months). Chase Sapphire Preferred has the larger bonus.
Which card is better for international travel?
Chase Sapphire Preferred charges no foreign transaction fees — the better pick for international use. U.S. BANK SHOPPER CASH REWARDS charges 3% on foreign purchases.
Can I hold both the Chase Sapphire Preferred and the U.S. BANK SHOPPER CASH REWARDS?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Sapphire Preferred is from Chase and U.S. BANK SHOPPER CASH REWARDS is from U.S. Bank, so they're governed by separate bank policies.