Card Comparison
Chase Sapphire Preferred vs U.S. BANK CASH+
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
$95/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $5,000 in 3 months
200 points
Spend $1,000 in 3 months
Top Earn Rates
- Chase Travel 5x
- Dining 3x
- Streaming 3x
- Choice Categories (2 selected) 5x
- Travel Center 5x
- Everyday Category (1 selected) 2x
Reward Type
miles
cashback
Key Credits
- hotel stays purchased through Chase Travel. $50
- DoorDash Credit $10
None
Card Perks
- DoorDash Dashpass (~$100/yr)
None listed
Transfer Partners
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
Cash back only
Common Questions: Chase Sapphire Preferred vs U.S. BANK CASH+
Is the Chase Sapphire Preferred or U.S. BANK CASH+ better for dining?
Chase Sapphire Preferred earns 3x on dining; U.S. BANK CASH+ has no dining bonus.
Which has the higher signup bonus in 2026?
Chase Sapphire Preferred currently offers 75,000 pts signup bonus (spend $5,000 in 3 months). U.S. BANK CASH+ offers 200 pts signup bonus (spend $1,000 in 3 months). Chase Sapphire Preferred has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Chase Sapphire Preferred and the U.S. BANK CASH+?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Sapphire Preferred is from Chase and U.S. BANK CASH+ is from U.S. Bank, so they're governed by separate bank policies.