The Chase Sapphire Preferred edges out the U.S Bank Business Leverage for most cardholders — it wins on 2 of 4 comparison categories and offers 75,000 pts signup bonus. The U.S Bank Business Leverage is the better choice if you prioritize a different rewards ecosystem.
Chase Sapphire Preferred vs U.S Bank Business Leverage
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Chase Travel 5x
- Dining 3x
- Streaming 3x
- U.S. Bank Travel Center 5x
- Top 2 Spending Categories (Automatic) 2x
- All Other Purchases 1x
- hotel stays purchased through Chase Travel. $50
- DoorDash Credit $10
- DoorDash Dashpass (~$100/yr)
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
Quick summary
A short version of the comparison with the main differences at a glance.
The Chase Sapphire Preferred edges out the U.S Bank Business Leverage for most cardholders — it wins on 2 of 4 comparison categories and offers 75,000 pts signup bonus. The U.S Bank Business Leverage is the better choice if you prioritize a different rewards ecosystem. On raw upside, Chase Sapphire Preferred tops out at 5x versus 5x for U.S Bank Business Leverage. Current signup bonus values are roughly $1500 for Chase Sapphire Preferred and $750 for U.S Bank Business Leverage. Updated May 30, 2026. Source: https://cardcurator.ai/compare/chase-sapphire-preferred-vs-u-s-bank-business-leverage
- Chase Sapphire Preferred wins 2 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Chase Sapphire Preferred reaches 5x; U.S Bank Business Leverage reaches 5x.
- Annual fee: Chase Sapphire Preferred is $95/yr; U.S Bank Business Leverage is $95/yr.
- Current public bonus values are approximately $1500 and $750.
Common Questions: Chase Sapphire Preferred vs U.S Bank Business Leverage
Is the Chase Sapphire Preferred or U.S Bank Business Leverage better for dining?
Chase Sapphire Preferred earns 3x on dining; U.S Bank Business Leverage has no dining bonus.
Which has the higher signup bonus in 2026?
Chase Sapphire Preferred currently offers 75,000 pts signup bonus (spend $5,000 in 3 months). U.S Bank Business Leverage offers $750 signup bonus (spend $7,500 in 4 months). Chase Sapphire Preferred has the larger bonus.
Which card is better for international travel?
Chase Sapphire Preferred charges no foreign transaction fees — the better pick for international use. U.S Bank Business Leverage charges 3% on foreign purchases.
Can I hold both the Chase Sapphire Preferred and the U.S Bank Business Leverage?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Sapphire Preferred is from Chase and U.S Bank Business Leverage is from U.S. Bank, so they're governed by separate bank policies.