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Card Comparison

Chase Ink Business Unlimited vs U.S Bank Business Leverage

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Ink Business Unlimited card art
Chase Ultimate Rewards
Chase Ink Business Unlimited
Chase
More Info
U.S Bank Business Leverage card art
U.S. Bank FlexPerks
U.S Bank Business Leverage
U.S. Bank
More Info
Annual Fee
No annual fee
$95/yr
Foreign Fees
None
3%
Signup Bonus
75,000 points
Spend $6,000 in 3 months
75,000 points
Spend $7,500 in 4 months
Top Earn Rates
  • All Purchases 1.5x
  • U.S. Bank Travel Center 5x
  • Top 2 Spending Categories (Automatic) 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
  • Instacart Business $20
None
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
No transfer partners

Common Questions: Chase Ink Business Unlimited vs U.S Bank Business Leverage

Is the Chase Ink Business Unlimited or U.S Bank Business Leverage better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Chase Ink Business Unlimited currently offers 75,000 pts signup bonus (spend $6,000 in 3 months). U.S Bank Business Leverage offers 75,000 pts signup bonus (spend $7,500 in 4 months). Chase Ink Business Unlimited has the larger bonus.

Which card is better for international travel?

Chase Ink Business Unlimited charges no foreign transaction fees — the better pick for international use. U.S Bank Business Leverage charges 3% on foreign purchases.

Can I hold both the Chase Ink Business Unlimited and the U.S Bank Business Leverage?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Ink Business Unlimited is from Chase and U.S Bank Business Leverage is from U.S. Bank, so they're governed by separate bank policies.