Card Comparison
Chase Ink Business Unlimited vs Southwest Premier Business
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
$149/yr
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $6,000 in 3 months
60,000 points
Spend $3,000 in 3 months
Top Earn Rates
- All Purchases 1.5x
- Southwest Purchases 3x
- Rapid Rewards Hotel and Car Rental Partners 2x
- All Other Purchases 1x
Reward Type
miles
miles
Key Credits
- Instacart Business $20
None
Spend Milestones
No milestones
- 2,000 Tier Qualifying Points toward A-List statusAfter $5,000 spend
Transfer Partners
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
No transfer partners
Common Questions: Chase Ink Business Unlimited vs Southwest Premier Business
Is the Chase Ink Business Unlimited or Southwest Premier Business better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Chase Ink Business Unlimited currently offers 75,000 pts signup bonus (spend $6,000 in 3 months). Southwest Premier Business offers 60,000 pts signup bonus (spend $3,000 in 3 months). Chase Ink Business Unlimited has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Chase Ink Business Unlimited and the Southwest Premier Business?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.