The Chase Ink Business Unlimited and Royal ONE Plus Visa Signature Credit Card are closely matched. Chase Ink Business Unlimited wins on 2 categories (75,000 pts signup bonus); Royal ONE Plus Visa Signature Credit Card wins on 2 (70,000 pts signup bonus). The better pick depends on your spending patterns.
Chase Ink Business Unlimited vs Royal ONE Plus Visa Signature Credit Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- All Purchases 1.5x
- Royal Caribbean, Celebrity Cruises & Silversea 4x
- Airlines 2x
- Hotels 2x
- Instacart Business $20
- Global Entry or TSA PreCheck Credit $120
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
Common Questions: Chase Ink Business Unlimited vs Royal ONE Plus Visa Signature Credit Card
Is the Chase Ink Business Unlimited or Royal ONE Plus Visa Signature Credit Card better for dining?
Chase Ink Business Unlimited has no dining bonus; Royal ONE Plus Visa Signature Credit Card earns 2x on dining.
Which has the higher signup bonus in 2026?
Chase Ink Business Unlimited currently offers 75,000 pts signup bonus (spend $6,000 in 3 months). Royal ONE Plus Visa Signature Credit Card offers 70,000 pts signup bonus (spend $3,000 in 3 months). Chase Ink Business Unlimited has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Chase Ink Business Unlimited and the Royal ONE Plus Visa Signature Credit Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Ink Business Unlimited is from Chase and Royal ONE Plus Visa Signature Credit Card is from Bank of America, so they're governed by separate bank policies.