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CardCurator — Rewards Intelligence
Card Comparison

Chase Ink Business Preferred vs United Explorer

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Ink Business Preferred card art
Chase Ultimate Rewards
Chase Ink Business Preferred
Chase
More Info
United Explorer card art
United MileagePlus
United Explorer
Chase
More Info
Annual Fee
$95/yr
$150/yr
Foreign Fees
None
None
Signup Bonus
100,000 points
Spend $8,000 in 3 months
85,000 points
Spend $3,000 in 3 months
Top Earn Rates
  • Travel 3x
  • Shipping 3x
  • Internet, Cable, Phone Services 3x
  • United Purchases 2x
  • Restaurant Purchases 2x
  • Hotel Stays 2x
Reward Type
miles
miles
Key Credits
None
  • Statement Credit $5
  • Statement Credit $50
  • Statement Credit $50
  • +1 more
Card Perks
None listed
  • 2 United Club one-time passes per year
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
No transfer partners
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Common Questions: Chase Ink Business Preferred vs United Explorer

Is the Chase Ink Business Preferred or United Explorer better for dining?

Chase Ink Business Preferred has no dining bonus; United Explorer earns 2x on dining.

Which has the higher signup bonus in 2026?

Chase Ink Business Preferred currently offers 100,000 pts signup bonus (spend $8,000 in 3 months). United Explorer offers 85,000 pts signup bonus (spend $3,000 in 3 months). Chase Ink Business Preferred has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Ink Business Preferred and the United Explorer?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.