The Chase Ink Business Preferred edges out the U.S. Bank Business Altitude Power for most cardholders — it wins on 2 of 4 comparison categories and offers 100,000 pts signup bonus. The U.S. Bank Business Altitude Power is the better choice if you prioritize a different rewards ecosystem.
Chase Ink Business Preferred vs U.S. Bank Business Altitude Power
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Travel 3x
- Shipping 3x
- Internet, Cable, Phone Services 3x
- Hotels Prepaid 6x
- Car Rentals 6x
- Mobile Wallet 2.5x
- Priority Pass (~$200/yr)
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
Quick summary
A short version of the comparison with the main differences at a glance.
The Chase Ink Business Preferred edges out the U.S. Bank Business Altitude Power for most cardholders — it wins on 2 of 4 comparison categories and offers 100,000 pts signup bonus. The U.S. Bank Business Altitude Power is the better choice if you prioritize a different rewards ecosystem. On raw upside, Chase Ink Business Preferred tops out at 3x versus 6x for U.S. Bank Business Altitude Power. Current signup bonus values are roughly $2000 for Chase Ink Business Preferred and $1125 for U.S. Bank Business Altitude Power. Updated May 30, 2026. Source: https://cardcurator.ai/compare/chase-ink-business-preferred-vs-u-s-bank-business-altitude-power
- Chase Ink Business Preferred wins 2 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Chase Ink Business Preferred reaches 3x; U.S. Bank Business Altitude Power reaches 6x.
- Annual fee: Chase Ink Business Preferred is $95/yr; U.S. Bank Business Altitude Power is $195/yr.
- Current public bonus values are approximately $2000 and $1125.
Common Questions: Chase Ink Business Preferred vs U.S. Bank Business Altitude Power
Is the Chase Ink Business Preferred or U.S. Bank Business Altitude Power better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Chase Ink Business Preferred currently offers 100,000 pts signup bonus (spend $8,000 in 3 months). U.S. Bank Business Altitude Power offers 75,000 pts signup bonus (spend $10,000 in 3 months). Chase Ink Business Preferred has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Chase Ink Business Preferred and the U.S. Bank Business Altitude Power?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Ink Business Preferred is from Chase and U.S. Bank Business Altitude Power is from U.S. Bank, so they're governed by separate bank policies.