Card Comparison
Chase Ink Business Cash vs United Explorer
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
$150/yr
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $6,000 in 3 months
85,000 points
Spend $3,000 in 3 months
Top Earn Rates
- Office Supply Stores 5x
- Internet, Cable, Phone Services 5x
- Gas Stations 2x
- United Purchases 2x
- Restaurant Purchases 2x
- Hotel Stays 2x
Reward Type
miles
miles
Key Credits
None
- Statement Credit $5
- Statement Credit $50
- Statement Credit $50
- +1 more
Card Perks
None listed
- 2 United Club one-time passes per year
Transfer Partners
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
No transfer partners
Common Questions: Chase Ink Business Cash vs United Explorer
Is the Chase Ink Business Cash or United Explorer better for dining?
Chase Ink Business Cash earns 2x on dining; United Explorer earns 2x on dining. Chase Ink Business Cash wins for dining.
Which has the higher signup bonus in 2026?
Chase Ink Business Cash currently offers 75,000 pts signup bonus (spend $6,000 in 3 months). United Explorer offers 85,000 pts signup bonus (spend $3,000 in 3 months). Chase Ink Business Cash has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Chase Ink Business Cash and the United Explorer?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.