The Chase Ink Business Cash edges out the Royal ONE Plus Visa Signature Credit Card for most cardholders — it wins on 3 of 4 comparison categories and offers 75,000 pts signup bonus earns more (up to 5x vs 4x). The Royal ONE Plus Visa Signature Credit Card is the better choice if you prioritize a different rewards ecosystem.
Chase Ink Business Cash vs Royal ONE Plus Visa Signature Credit Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Office Supply Stores 5x
- Internet, Cable, Phone Services 5x
- Gas Stations 2x
- Royal Caribbean, Celebrity Cruises & Silversea 4x
- Airlines 2x
- Hotels 2x
- Global Entry or TSA PreCheck Credit $120
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
Common Questions: Chase Ink Business Cash vs Royal ONE Plus Visa Signature Credit Card
Is the Chase Ink Business Cash or Royal ONE Plus Visa Signature Credit Card better for dining?
Chase Ink Business Cash earns 2x on dining; Royal ONE Plus Visa Signature Credit Card earns 2x on dining. Chase Ink Business Cash wins for dining.
Which has the higher signup bonus in 2026?
Chase Ink Business Cash currently offers 75,000 pts signup bonus (spend $6,000 in 3 months). Royal ONE Plus Visa Signature Credit Card offers 70,000 pts signup bonus (spend $3,000 in 3 months). Chase Ink Business Cash has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Chase Ink Business Cash and the Royal ONE Plus Visa Signature Credit Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Ink Business Cash is from Chase and Royal ONE Plus Visa Signature Credit Card is from Bank of America, so they're governed by separate bank policies.