Chase Freedom Unlimited vs The Platinum Card from American Express
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Chase Travel 5x
- Dining 3x
- Drugstores 3x
- Flights (Direct or Amex Travel) 5x
- Prepaid Hotels (Amex Travel) 5x
- All Other Purchases 1x
- Prepaid Hotel Credit $200
- Uber Cash $15
- Airline Fee Credit $200
- +4 more
- Centurion Lounge Access
- Priority Pass Select
- Delta Sky Club Access
- +6 more
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
- Flying Blue
- Delta SkyMiles
- True Blue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Common Questions: Chase Freedom Unlimited vs The Platinum Card from American Express
Is the Chase Freedom Unlimited or The Platinum Card from American Express better for dining?
Chase Freedom Unlimited earns 3x on dining; The Platinum Card from American Express has no dining bonus.
Which has the higher signup bonus in 2026?
Chase Freedom Unlimited currently offers 25,000 pts signup bonus (spend $500 in 3 months). The Platinum Card from American Express offers 175,000 pts signup bonus (spend $12,000 in 6 months). Chase Freedom Unlimited has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Chase Freedom Unlimited and the The Platinum Card from American Express?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Freedom Unlimited is from Chase and The Platinum Card from American Express is from American Express, so they're governed by separate bank policies.
