Card Comparison
Chase Freedom Unlimited vs Chase Ink Business Cash
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
30,000 points
Spend $500 in 3 months
75,000 points
Spend $6,000 in 3 months
Top Earn Rates
- Chase Travel 5x
- Dining 3x
- Drugstores 3x
- Office Supply Stores 5x
- Internet, Cable, Phone Services 5x
- Gas Stations 2x
Reward Type
miles
miles
Key Credits
None
None
Transfer Partners
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
Common Questions: Chase Freedom Unlimited vs Chase Ink Business Cash
Is the Chase Freedom Unlimited or Chase Ink Business Cash better for dining?
Chase Freedom Unlimited earns 3x on dining; Chase Ink Business Cash earns 2x on dining. Chase Freedom Unlimited wins for dining.
Which has the higher signup bonus in 2026?
Chase Freedom Unlimited currently offers 30,000 pts signup bonus (spend $500 in 3 months). Chase Ink Business Cash offers 75,000 pts signup bonus (spend $6,000 in 3 months). Chase Ink Business Cash has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Chase Freedom Unlimited and the Chase Ink Business Cash?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.