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Card Comparison

Chase Freedom Flex vs U.S. Bank Triple Cash Rewards Business

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Freedom Flex card art
Chase Ultimate Rewards
Chase Freedom Flex
Chase
More Info
U.S. Bank Triple Cash Rewards Business card art
U.S. Bank Cash Rewards
U.S. Bank Triple Cash Rewards Business
U.S. Bank
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
3%
Signup Bonus
20,000 points
Spend $500 in 3 months
75,000 points
Spend $6,000 in 6 months
Top Earn Rates
  • Chase Travel 5x
  • Rotating Categories 5x
  • Dining 3x
  • Travel Center 5x
  • Gas / EV Charging 3x
  • Office Supply Stores 3x
Reward Type
miles
cashback
Key Credits
None
  • Software Service Credit $100
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
Cash back only
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Common Questions: Chase Freedom Flex vs U.S. Bank Triple Cash Rewards Business

Is the Chase Freedom Flex or U.S. Bank Triple Cash Rewards Business better for dining?

Chase Freedom Flex earns 3x on dining; U.S. Bank Triple Cash Rewards Business earns 3x on dining. Chase Freedom Flex wins for dining.

Which has the higher signup bonus in 2026?

Chase Freedom Flex currently offers 20,000 pts signup bonus (spend $500 in 3 months). U.S. Bank Triple Cash Rewards Business offers 75,000 pts signup bonus (spend $6,000 in 6 months). Chase Freedom Flex has the larger bonus.

Which card is better for international travel?

Chase Freedom Flex charges no foreign transaction fees — the better pick for international use. U.S. Bank Triple Cash Rewards Business charges 3% on foreign purchases.

Can I hold both the Chase Freedom Flex and the U.S. Bank Triple Cash Rewards Business?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Freedom Flex is from Chase and U.S. Bank Triple Cash Rewards Business is from U.S. Bank, so they're governed by separate bank policies.