The Discover it Miles edges out the cashRewards Secured for most cardholders — it wins on 2 of 4 comparison categories and offers $1 signup bonus earns more (up to 1.5x vs 1x). The cashRewards Secured is the better choice if you prioritize a different rewards ecosystem.
cashRewards Secured vs Discover it Miles
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- All Purchases 1x
- All Purchases 1.5x
Quick summary
A short version of the comparison with the main differences at a glance.
The Discover it Miles edges out the cashRewards Secured for most cardholders — it wins on 2 of 4 comparison categories and offers $1 signup bonus earns more (up to 1.5x vs 1x). The cashRewards Secured is the better choice if you prioritize a different rewards ecosystem. On raw upside, Discover it Miles tops out at 1.5x versus 1x for cashRewards Secured. Current signup bonus values are roughly $0 for cashRewards Secured and $1 for Discover it Miles. Updated May 28, 2026. Source: https://cardcurator.ai/compare/cashrewards-secured-vs-discover-it-miles
- Discover it Miles wins 2 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Discover it Miles reaches 1.5x; cashRewards Secured reaches 1x.
- Annual fee: Discover it Miles is no annual fee; cashRewards Secured is no annual fee.
- Current public bonus values are approximately $0 and $1.
Common Questions: cashRewards Secured vs Discover it Miles
Is the cashRewards Secured or Discover it Miles better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
cashRewards Secured currently offers no current bonus. Discover it Miles offers $1 signup bonus. Discover it Miles has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the cashRewards Secured and the Discover it Miles?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. cashRewards Secured is from Navy Federal Credit Union and Discover it Miles is from Discover, so they're governed by separate bank policies.