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CardCurator — Rewards Intelligence
Card Comparison

Capital One Venture X Rewards vs Wells Fargo Active Cash

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Capital One Venture X Rewards card art
Capital One
Capital One Venture X Rewards
Capital One
More Info
Wells Fargo Active Cash card art
Wells Fargo Cash Rewards
Wells Fargo Active Cash
Wells Fargo
More Info
Annual Fee
$395/yr
No annual fee
Foreign Fees
None
3%
Signup Bonus
100,000 points
Spend $10,000 in 6 months
20,000 points
Spend $500 in 3 months
Top Earn Rates
  • Hotels (Capital One Travel) 10x
  • Rental Cars (Capital One Travel) 10x
  • Flights (Capital One Travel) 5x
  • All Purchases 2x
Reward Type
miles
cashback
Key Credits
  • Annual Travel Credit $300
  • Global Entry/TSA PreCheck Credit $120
None
Card Perks
  • Capital One Lounge Access
  • Priority Pass Select
  • 10,000 Anniversary Bonus Miles
  • +2 more
None listed
Transfer Partners
  • British Airways Executive Club
  • JAL Mileage Bank
  • Qatar Avios
  • I Prefer Hotel Rewards
  • Flying Blue
  • +16 more
Cash back only
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Common Questions: Capital One Venture X Rewards vs Wells Fargo Active Cash

Is the Capital One Venture X Rewards or Wells Fargo Active Cash better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Capital One Venture X Rewards currently offers 100,000 pts signup bonus (spend $10,000 in 6 months). Wells Fargo Active Cash offers 20,000 pts signup bonus (spend $500 in 3 months). Capital One Venture X Rewards has the larger bonus.

Which card is better for international travel?

Capital One Venture X Rewards charges no foreign transaction fees — the better pick for international use. Wells Fargo Active Cash charges 3% on foreign purchases.

Can I hold both the Capital One Venture X Rewards and the Wells Fargo Active Cash?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Capital One Venture X Rewards is from Capital One and Wells Fargo Active Cash is from Wells Fargo, so they're governed by separate bank policies.