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Quick Answer

The Capital One Venture X Rewards edges out the Sun Country Airlines Visa for most cardholders — it wins on 3 of 4 comparison categories and offers 75,000 pts signup bonus earns more (up to 10x vs 5x). The Sun Country Airlines Visa is the better choice if you want no or lower annual fee.

Card Comparison

Capital One Venture X Rewards vs Sun Country Airlines Visa

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Capital One Venture X Rewards card art
Capital One
Capital One Venture X Rewards
Capital One
More Info
Sun Country Airlines Visa card art
Sun Country Rewards
Sun Country Airlines Visa
Synchrony Bank
More Info

Comparison Method

CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.

Annual Fee
$395/yr
$89/yr
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $4,000 in 3 months
was 100k pts
25,000 points
Spend $1,000 in 9 months
Top Earn Rates
  • Hotels (Capital One Travel) 10x
  • Rental Cars (Capital One Travel) 10x
  • Flights (Capital One Travel) 5x
  • Sun Country purchases 5x
  • gas station & grocery store purchases 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Pts Value
~1.10¢/pt points · industry est.
~0.80¢/pt points · industry est.
Key Credits
  • Annual Travel Credit $300
  • Global Entry/TSA PreCheck Credit $120
None
Card Perks
  • Capital One Lounge Access
  • Priority Pass Select
  • 10,000 Anniversary Bonus Miles
  • +2 more
  • 50% off first bag
  • 50% off Best and Standard seat selections
Spend Milestones
No milestones
  • 10,000-point anniversary bonus When you spend $10,000 in the 12 month period following every account opening anniversary date
    After $10,000 spend
Transfer Partners
  • British Airways Executive Club
  • JAL Mileage Bank
  • Qatar Avios
  • I Prefer Hotel Rewards
  • Flying Blue
  • +15 more
No transfer partners

Common Questions: Capital One Venture X Rewards vs Sun Country Airlines Visa

Is the Capital One Venture X Rewards or Sun Country Airlines Visa better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Capital One Venture X Rewards currently offers 75,000 pts signup bonus (spend $4,000 in 3 months). Sun Country Airlines Visa offers 25,000 pts signup bonus (spend $1,000 in 9 months). Capital One Venture X Rewards has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Capital One Venture X Rewards and the Sun Country Airlines Visa?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Capital One Venture X Rewards is from Capital One and Sun Country Airlines Visa is from Synchrony Bank, so they're governed by separate bank policies.