Card Comparison
Capital One Venture Rewards vs Venmo Credit Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
$95/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
75,000 points + $250 credit
Spend $4,000 in 3 months
None
Top Earn Rates
- Hotels (Capital One Travel) 5x
- Vacation Rentals (Capital One Travel) 5x
- Rental Cars (Capital One Travel) 5x
- Top Spending Category 3x
- Second Top Spending Category 2x
- All Other Purchases 1x
Reward Type
miles
miles
Key Credits
- TSA PreCheck/Global Entry Credit $120
- Lifestyle Collection Experience Credit $50
None
Transfer Partners
- British Airways Executive Club
- JAL Mileage Bank
- Qatar Avios
- I Prefer Hotel Rewards
- Flying Blue
- +16 more
No transfer partners
Common Questions: Capital One Venture Rewards vs Venmo Credit Card
Is the Capital One Venture Rewards or Venmo Credit Card better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Capital One Venture Rewards currently offers 75,000 pts signup bonus (spend $4,000 in 3 months). Venmo Credit Card offers no current bonus. Capital One Venture Rewards has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Capital One Venture Rewards and the Venmo Credit Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Capital One Venture Rewards is from Capital One and Venmo Credit Card is from Synchrony Bank, so they're governed by separate bank policies.