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CardCurator — Rewards Intelligence
Card Comparison

Capital One Venture Rewards vs Chase Freedom Flex

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Capital One Venture Rewards card art
Capital One
Capital One Venture Rewards
Capital One
More Info
Chase Freedom Flex card art
Chase Ultimate Rewards
Chase Freedom Flex
Chase
More Info
Annual Fee
$95/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
75,000 points + $250 credit
Spend $4,000 in 3 months
20,000 points
Spend $500 in 3 months
Top Earn Rates
  • Hotels (Capital One Travel) 5x
  • Vacation Rentals (Capital One Travel) 5x
  • Rental Cars (Capital One Travel) 5x
  • Chase Travel 5x
  • Rotating Categories 5x
  • Dining 3x
Reward Type
miles
miles
Key Credits
  • TSA PreCheck/Global Entry Credit $120
  • Lifestyle Collection Experience Credit $50
None
Transfer Partners
  • British Airways Executive Club
  • JAL Mileage Bank
  • Qatar Avios
  • I Prefer Hotel Rewards
  • Flying Blue
  • +16 more
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
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Common Questions: Capital One Venture Rewards vs Chase Freedom Flex

Is the Capital One Venture Rewards or Chase Freedom Flex better for dining?

Capital One Venture Rewards has no dining bonus; Chase Freedom Flex earns 3x on dining.

Which has the higher signup bonus in 2026?

Capital One Venture Rewards currently offers 75,000 pts signup bonus (spend $4,000 in 3 months). Chase Freedom Flex offers 20,000 pts signup bonus (spend $500 in 3 months). Capital One Venture Rewards has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Capital One Venture Rewards and the Chase Freedom Flex?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Capital One Venture Rewards is from Capital One and Chase Freedom Flex is from Chase, so they're governed by separate bank policies.