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CardCurator — Rewards Intelligence
Card Comparison

Capital One Venture Business vs Southwest Plus

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Capital One Venture Business card art
Capital One
Capital One Venture Business
Capital One
More Info
Southwest Plus card art
Southwest Rapid Rewards
Southwest Plus
Chase
More Info
Annual Fee
$95/yr
$99/yr
Foreign Fees
None
None
Signup Bonus
150,000 points
Spend $7,500 in 3 months
85,000 points
Spend $3,000 in 3 months
Top Earn Rates
  • hotels and rental cars booked through Capital One Business Travel 5x
  • All Other Purchases 2x
  • Southwest Purchases 2x
  • Gas Stations and Grocery Stores 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
  • Global Entry or TSA PreCheck Credit $120
  • Capital One Business Travel Credit $50
  • Advertising or Software Credit $50
None
Transfer Partners
  • British Airways Executive Club
  • JAL Mileage Bank
  • Qatar Avios
  • I Prefer Hotel Rewards
  • Flying Blue
  • +16 more
No transfer partners
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Common Questions: Capital One Venture Business vs Southwest Plus

Is the Capital One Venture Business or Southwest Plus better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Capital One Venture Business currently offers 150,000 pts signup bonus (spend $7,500 in 3 months). Southwest Plus offers 85,000 pts signup bonus (spend $3,000 in 3 months). Capital One Venture Business has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Capital One Venture Business and the Southwest Plus?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Capital One Venture Business is from Capital One and Southwest Plus is from Chase, so they're governed by separate bank policies.