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Card Comparison

Capital One SavorOne Cash Rewards vs Discover it Chrome

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Capital One SavorOne Cash Rewards card art
Capital One
Capital One SavorOne Cash Rewards
Capital One
More Info
Discover it Chrome  card art
Discover Miles
Discover it Chrome
Discover
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
20,000 points
Spend $500 in 3 months
1 points
Top Earn Rates
  • Capital One Entertainment 8x
  • Hotels (Capital One Travel) 5x
  • Vacation Rentals (Capital One Travel) 5x
  • Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter 2x
  • All Other Purchases 1x
Reward Type
cashback
cashback
Key Credits
None
None
Transfer Partners
  • British Airways Executive Club
  • JAL Mileage Bank
  • Qatar Avios
  • I Prefer Hotel Rewards
  • Flying Blue
  • +16 more
Cash back only

Common Questions: Capital One SavorOne Cash Rewards vs Discover it Chrome

Is the Capital One SavorOne Cash Rewards or Discover it Chrome better for dining?

Capital One SavorOne Cash Rewards earns 3x on dining; Discover it Chrome earns 2x on dining. Capital One SavorOne Cash Rewards wins for dining.

Which has the higher signup bonus in 2026?

Capital One SavorOne Cash Rewards currently offers 20,000 pts signup bonus (spend $500 in 3 months). Discover it Chrome offers 1 pts signup bonus. Capital One SavorOne Cash Rewards has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Capital One SavorOne Cash Rewards and the Discover it Chrome ?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Capital One SavorOne Cash Rewards is from Capital One and Discover it Chrome is from Discover, so they're governed by separate bank policies.