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CardCurator — Rewards Intelligence
Card Comparison

Capital One Quicksilver Cash Rewards vs Walmart OnePay CashRewards Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Capital One Quicksilver Cash Rewards card art
Capital One
Capital One Quicksilver Cash Rewards
Capital One
More Info
Walmart OnePay CashRewards Card card art
Walmart - One Pay Rewards
Walmart OnePay CashRewards Card
Synchrony Bank
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
20,000 points
Spend $500 in 3 months
3,500 points
Spend $75 in 3 months
Top Earn Rates
  • Hotels (Capital One Travel) 5x
  • Vacation Rentals (Capital One Travel) 5x
  • Rental Cars (Capital One Travel) 5x
  • Walmart with Walmart Plus 5x
  • Walmart without Walmart Plus 3x
  • All Other Purchases 1.5x
Reward Type
cashback
miles
Pts Value
~1.10¢/pt points · industry est.
~1.00¢/pt reward dollars · industry est.
Key Credits
None
None
Transfer Partners
  • British Airways Executive Club
  • JAL Mileage Bank
  • Qatar Avios
  • I Prefer Hotel Rewards
  • Flying Blue
  • +16 more
No transfer partners
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Common Questions: Capital One Quicksilver Cash Rewards vs Walmart OnePay CashRewards Card

Is the Capital One Quicksilver Cash Rewards or Walmart OnePay CashRewards Card better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Capital One Quicksilver Cash Rewards currently offers 20,000 pts signup bonus (spend $500 in 3 months). Walmart OnePay CashRewards Card offers 3,500 pts signup bonus (spend $75 in 3 months). Capital One Quicksilver Cash Rewards has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Capital One Quicksilver Cash Rewards and the Walmart OnePay CashRewards Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Capital One Quicksilver Cash Rewards is from Capital One and Walmart OnePay CashRewards Card is from Synchrony Bank, so they're governed by separate bank policies.