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CardCurator — Rewards Intelligence
Card Comparison

Capital One Quicksilver Cash Rewards vs Discover it Cash Back

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Capital One Quicksilver Cash Rewards card art
Capital One
Capital One Quicksilver Cash Rewards
Capital One
More Info
Discover it Cash Back card art
Discover Miles
Discover it Cash Back
Discover
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
20,000 points
Spend $500 in 3 months
See issuer
Top Earn Rates
  • Hotels (Capital One Travel) 5x
  • Vacation Rentals (Capital One Travel) 5x
  • Rental Cars (Capital One Travel) 5x
  • Rotating Quarterly Categories 5x
  • All Other Purchases 1x
Reward Type
cashback
cashback
Key Credits
None
None
Transfer Partners
  • British Airways Executive Club
  • JAL Mileage Bank
  • Qatar Avios
  • I Prefer Hotel Rewards
  • Flying Blue
  • +16 more
Cash back only
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Common Questions: Capital One Quicksilver Cash Rewards vs Discover it Cash Back

Is the Capital One Quicksilver Cash Rewards or Discover it Cash Back better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Capital One Quicksilver Cash Rewards currently offers 20,000 pts signup bonus (spend $500 in 3 months). Discover it Cash Back offers $200 signup bonus. Capital One Quicksilver Cash Rewards has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Capital One Quicksilver Cash Rewards and the Discover it Cash Back?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Capital One Quicksilver Cash Rewards is from Capital One and Discover it Cash Back is from Discover, so they're governed by separate bank policies.