The British Airways Visa edges out the Southwest Premier Business for most cardholders — it wins on 2 of 4 comparison categories and offers 90,000 pts signup bonus. The Southwest Premier Business is the better choice if you prioritize a different rewards ecosystem.
British Airways Visa vs Southwest Premier Business
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- British Airways, Aer Lingus, and Iberia 3x
- hotel accommodations when booked directly with the hotel 2x
- All Other Purchases 1x
- Southwest Purchases 3x
- Rapid Rewards Hotel and Car Rental Partners 2x
- All Other Purchases 1x
- Travel Together Ticket every calendar year you make $30,000 in purchases on your British Airways credit card. Valid for two years when you redeem Avios for a flight on British Airways for a companion traveling on the same flight, or use it for a 50% discount on the Avios price you pay when booking a solo reward flightAfter $30,000 spend
- 2,000 Tier Qualifying Points toward A-List statusAfter $5,000 spend
Common Questions: British Airways Visa vs Southwest Premier Business
Is the British Airways Visa or Southwest Premier Business better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
British Airways Visa currently offers 90,000 pts signup bonus (spend $5,000 in 3 months). Southwest Premier Business offers 60,000 pts signup bonus (spend $3,000 in 3 months). British Airways Visa has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the British Airways Visa and the Southwest Premier Business?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.