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Card Comparison

British Airways Visa vs Delta SkyMiles Gold Business Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

British Airways Visa card art
British Airways Executive Club
British Airways Visa
Chase
More Info
 Delta SkyMiles Gold Business Card card art
Delta SkyMiles
Delta SkyMiles Gold Business Card
American Express
More Info
Annual Fee
$95/yr
$150/yr
Foreign Fees
None
None
Signup Bonus
85,000 points
Spend $5,000 in 3 months
90,000 points
Spend $4,000 in 6 months
Top Earn Rates
  • British Airways, Aer Lingus, and Iberia 3x
  • hotel accommodations when booked directly with the hotel 2x
  • All Other Purchases 1x
  • Delta Purchases 3x
  • Advertising 2x
  • Restaurants 2x
Reward Type
miles
miles
Key Credits
None
None
Spend Milestones
  • Travel Together Ticket every calendar year you make $30,000 in purchases on your British Airways credit card. Valid for two years when you redeem Avios for a flight on British Airways for a companion traveling on the same flight, or use it for a 50% discount on the Avios price you pay when booking a solo reward flight
    After $30,000 spend
No milestones
Transfer Partners
No transfer partners
No transfer partners

Common Questions: British Airways Visa vs Delta SkyMiles Gold Business Card

Is the British Airways Visa or Delta SkyMiles Gold Business Card better for dining?

British Airways Visa has no dining bonus; Delta SkyMiles Gold Business Card earns 2x on dining.

Which has the higher signup bonus in 2026?

British Airways Visa currently offers 85,000 pts signup bonus (spend $5,000 in 3 months). Delta SkyMiles Gold Business Card offers 90,000 pts signup bonus (spend $4,000 in 6 months). British Airways Visa has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the British Airways Visa and the Delta SkyMiles Gold Business Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. British Airways Visa is from Chase and Delta SkyMiles Gold Business Card is from American Express, so they're governed by separate bank policies.