The Blue Cash Preferred Card from American Express edges out the Discover it Cash Back for most cardholders — it wins on 2 of 4 comparison categories and offers $300 signup bonus earns more (up to 6x vs 5x). The Discover it Cash Back is the better choice if you want no or lower annual fee.
Blue Cash Preferred Card from American Express vs Discover it Cash Back
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- U.S. Supermarkets 6x
- Select U.S. Streaming Subscriptions 6x
- U.S. Gas Stations 3x
- Rotating Quarterly Categories 5x
- All Other Purchases 1x
- Flying Blue
- Delta SkyMiles
- JetBlue TrueBlue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Quick summary
A short version of the comparison with the main differences at a glance.
The Blue Cash Preferred Card from American Express edges out the Discover it Cash Back for most cardholders — it wins on 2 of 4 comparison categories and offers $300 signup bonus earns more (up to 6x vs 5x). The Discover it Cash Back is the better choice if you want no or lower annual fee. On raw upside, Blue Cash Preferred Card from American Express tops out at 6x versus 5x for Discover it Cash Back. Current signup bonus values are roughly $300 for Blue Cash Preferred Card from American Express and $2 for Discover it Cash Back. Updated June 1, 2026. Source: https://cardcurator.ai/compare/blue-cash-preferred-card-from-american-express-vs-discover-it-cash-back
- Blue Cash Preferred Card from American Express wins 2 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Blue Cash Preferred Card from American Express reaches 6x; Discover it Cash Back reaches 5x.
- Annual fee: Blue Cash Preferred Card from American Express is $95/yr; Discover it Cash Back is no annual fee.
- Current public bonus values are approximately $300 and $2.
Common Questions: Blue Cash Preferred Card from American Express vs Discover it Cash Back
Is the Blue Cash Preferred Card from American Express or Discover it Cash Back better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Blue Cash Preferred Card from American Express currently offers $300 signup bonus (spend $3,000 in 6 months). Discover it Cash Back offers $2 signup bonus. Blue Cash Preferred Card from American Express has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Blue Cash Preferred Card from American Express and the Discover it Cash Back?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Blue Cash Preferred Card from American Express is from American Express and Discover it Cash Back is from Discover, so they're governed by separate bank policies.