The Blue Business Plus Credit Card from American Express edges out the Southwest Premier Business for most cardholders — it wins on 2 of 4 comparison categories and offers 75,000 pts signup bonus. The Southwest Premier Business is the better choice if you prioritize a different rewards ecosystem.
Blue Business Plus Credit Card from American Express vs Southwest Premier Business
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- All Purchases 2x
- Southwest Purchases 3x
- Rapid Rewards Hotel and Car Rental Partners 2x
- All Other Purchases 1x
- 2,000 Tier Qualifying Points toward A-List statusAfter $5,000 spend
- Flying Blue
- Delta SkyMiles
- JetBlue TrueBlue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Quick summary
A short version of the comparison with the main differences at a glance.
The Blue Business Plus Credit Card from American Express edges out the Southwest Premier Business for most cardholders — it wins on 2 of 4 comparison categories and offers 75,000 pts signup bonus. The Southwest Premier Business is the better choice if you prioritize a different rewards ecosystem. On raw upside, Blue Business Plus Credit Card from American Express tops out at 2x versus 3x for Southwest Premier Business. Current signup bonus values are roughly $1500 for Blue Business Plus Credit Card from American Express and $840 for Southwest Premier Business. Updated May 30, 2026. Source: https://cardcurator.ai/compare/blue-business-plus-credit-card-from-american-express-vs-southwest-premier-business
- Blue Business Plus Credit Card from American Express wins 2 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Blue Business Plus Credit Card from American Express reaches 2x; Southwest Premier Business reaches 3x.
- Annual fee: Blue Business Plus Credit Card from American Express is no annual fee; Southwest Premier Business is $149/yr.
- Current public bonus values are approximately $1500 and $840.
Common Questions: Blue Business Plus Credit Card from American Express vs Southwest Premier Business
Is the Blue Business Plus Credit Card from American Express or Southwest Premier Business better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Blue Business Plus Credit Card from American Express currently offers 75,000 pts signup bonus (spend $6,000 in 4 months). Southwest Premier Business offers 60,000 pts signup bonus (spend $3,000 in 3 months). Blue Business Plus Credit Card from American Express has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Blue Business Plus Credit Card from American Express and the Southwest Premier Business?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Blue Business Plus Credit Card from American Express is from American Express and Southwest Premier Business is from Chase, so they're governed by separate bank policies.