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Quick Answer

The Blue Business Plus Credit Card from American Express and Southwest Performance Business are closely matched. Blue Business Plus Credit Card from American Express wins on 2 categories (75,000 pts signup bonus); Southwest Performance Business wins on 2 (80,000 pts signup bonus). The better pick depends on your spending patterns.

Card Comparison

Blue Business Plus Credit Card from American Express vs Southwest Performance Business

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Blue Business Plus Credit Card from American Express card art
American Express Membership Rewards
Blue Business Plus Credit Card from American Express
American Express
More Info
Southwest Performance Business card art
Southwest Rapid Rewards
Southwest Performance Business
Chase
More Info

Comparison Method

CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.

Annual Fee
No annual fee
$299/yr
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $6,000 in 4 months
was 15k pts
80,000 points
Spend $5,000 in 3 months
was 120k pts
Top Earn Rates
  • All Purchases 2x
  • Southwest Airlines 4x
  • Rapid Rewards Hotel and Car Rental Partners 3x
  • Social Media and Search Engine Advertising, Internet, Cable and Phone Services 2x
Reward Type
miles
miles
Pts Value
~1.10¢/pt points · industry est.
~1.40¢/pt points · industry est.
Key Credits
None
  • WiFi Credit $8
  • Global Entry / TSA PreCheck $100
Card Perks
None listed
  • Four Upgraded Boardings Per Year
  • In-Flight WiFi Credits
  • 1,500 Tier Qualifying Points
  • +1 more
Spend Milestones
No milestones
  • 1,500 Tier Qualifying Points toward A-List status
    After $10,000 spend
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • JetBlue TrueBlue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
No transfer partners

Quick summary

A short version of the comparison with the main differences at a glance.

The Blue Business Plus Credit Card from American Express and Southwest Performance Business are closely matched. Blue Business Plus Credit Card from American Express wins on 2 categories (75,000 pts signup bonus); Southwest Performance Business wins on 2 (80,000 pts signup bonus). The better pick depends on your spending patterns. On raw upside, Blue Business Plus Credit Card from American Express tops out at 2x versus 4x for Southwest Performance Business. Current signup bonus values are roughly $1500 for Blue Business Plus Credit Card from American Express and $1120 for Southwest Performance Business. Updated May 30, 2026. Source: https://cardcurator.ai/compare/blue-business-plus-credit-card-from-american-express-vs-southwest-performance-business

View source data
Winner
Blue Business Plus Credit Card from American Express
2/4 categories · up to 2x
Runner-up
Southwest Performance Business
2/4 categories · up to 4x
  • Blue Business Plus Credit Card from American Express wins 2 of 4 comparison categories in CardCurator's quick verdict model.
  • Top earn rate: Blue Business Plus Credit Card from American Express reaches 2x; Southwest Performance Business reaches 4x.
  • Annual fee: Blue Business Plus Credit Card from American Express is no annual fee; Southwest Performance Business is $299/yr.
  • Current public bonus values are approximately $1500 and $1120.

Common Questions: Blue Business Plus Credit Card from American Express vs Southwest Performance Business

Is the Blue Business Plus Credit Card from American Express or Southwest Performance Business better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Blue Business Plus Credit Card from American Express currently offers 75,000 pts signup bonus (spend $6,000 in 4 months). Southwest Performance Business offers 80,000 pts signup bonus (spend $5,000 in 3 months). Blue Business Plus Credit Card from American Express has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Blue Business Plus Credit Card from American Express and the Southwest Performance Business?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Blue Business Plus Credit Card from American Express is from American Express and Southwest Performance Business is from Chase, so they're governed by separate bank policies.