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CardCurator — Rewards Intelligence
Card Comparison

Bilt Palladium Card vs Southwest Priority

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Bilt Palladium Card card art
Bilt Rewards
Bilt Palladium Card
Cardless
More Info
Southwest Priority card art
Southwest Rapid Rewards
Southwest Priority
Chase
More Info
Annual Fee
$495/yr
$229/yr
Foreign Fees
None
None
Signup Bonus
50,000 points + $300 credit
Spend $4,000 in 3 months
85,000 points
Spend $3,000 in 3 months
Top Earn Rates
  • Dining 6x
  • Travel 3x
  • Rent 2x
  • Southwest Airlines 4x
  • Restaurants 2x
  • Gas Stations 2x
Reward Type
miles
miles
Key Credits
  • Bilt Travel Hotel Credit $200
  • $200 Bilt Cash $200
  • Priority Pass $469
  • Travel Credit $75
Card Perks
  • Priority Pass Select
  • Marriott Bonvoy Gold Elite Status
  • IHG One Rewards Platinum Elite Status
  • +2 more
None listed
Spend Milestones
No milestones
  • 2,500 Tier Qualifying Points toward A-List status
    After $5,000 spend
Transfer Partners
  • Atmos Rewards
  • Avianca LifeMiles
  • United MileagePlus
  • Flying Blue
  • Virgin Atlantic Flying Club
  • +19 more
No transfer partners
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Common Questions: Bilt Palladium Card vs Southwest Priority

Is the Bilt Palladium Card or Southwest Priority better for dining?

Bilt Palladium Card earns 6x on dining; Southwest Priority earns 2x on dining. Bilt Palladium Card wins for dining.

Which has the higher signup bonus in 2026?

Bilt Palladium Card currently offers 50,000 pts signup bonus (spend $4,000 in 3 months). Southwest Priority offers 85,000 pts signup bonus (spend $3,000 in 3 months). Southwest Priority has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Bilt Palladium Card and the Southwest Priority?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bilt Palladium Card is from Cardless and Southwest Priority is from Chase, so they're governed by separate bank policies.