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Quick Answer

The Bilt Palladium Card edges out the JetBlue Plus Card for most cardholders — it wins on 2 of 4 comparison categories and offers 50,000 pts signup bonus. The JetBlue Plus Card is the better choice if you want no or lower annual fee.

Card Comparison

Bilt Palladium Card vs JetBlue Plus Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Bilt Palladium Card card art
Bilt Rewards
Bilt Palladium Card
Cardless
More Info
JetBlue Plus Card card art
JetBlue TrueBlue
JetBlue Plus Card
Barclays
More Info

Comparison Method

CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.

Annual Fee
$495/yr
$99/yr
Foreign Fees
None
None
Signup Bonus
50,000 points + $300 credit
Spend $4,000 in 3 months
75,000 points
Spend $1,000 in 3 months
was 60k pts
Top Earn Rates
  • Dining 6x
  • Travel 3x
  • Rent 2x
  • JetBlue Purchases 6x
  • Restaurants and Grocery Stores 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Pts Value
~1.50¢/pt points · industry est.
~1.30¢/pt points · industry est.
Key Credits
  • Bilt Travel Hotel Credit $200
  • $200 Bilt Cash $200
  • Priority Pass $469
  • JetBlue Vacations package $100
Card Perks
  • Priority Pass Select
  • Marriott Bonvoy Gold Elite Status
  • IHG One Rewards Platinum Elite Status
  • +2 more
  • Free first checked bag (~$70/yr)
Transfer Partners
  • Atmos Rewards
  • Avianca LifeMiles
  • United MileagePlus
  • Flying Blue
  • Virgin Atlantic Flying Club
  • +19 more
No transfer partners

Quick summary

A short version of the comparison with the main differences at a glance.

The Bilt Palladium Card edges out the JetBlue Plus Card for most cardholders — it wins on 2 of 4 comparison categories and offers 50,000 pts signup bonus. The JetBlue Plus Card is the better choice if you want no or lower annual fee. On raw upside, Bilt Palladium Card tops out at 6x versus 6x for JetBlue Plus Card. Current signup bonus values are roughly $1003 for Bilt Palladium Card and $910 for JetBlue Plus Card. Updated May 30, 2026. Source: https://cardcurator.ai/compare/bilt-palladium-card-vs-jetblue-plus-card

View source data
Winner
Bilt Palladium Card
2/4 categories · up to 6x
Runner-up
JetBlue Plus Card
1/4 categories · up to 6x
  • Bilt Palladium Card wins 2 of 4 comparison categories in CardCurator's quick verdict model.
  • Top earn rate: Bilt Palladium Card reaches 6x; JetBlue Plus Card reaches 6x.
  • Annual fee: Bilt Palladium Card is $495/yr; JetBlue Plus Card is $99/yr.
  • Current public bonus values are approximately $1003 and $910.

Common Questions: Bilt Palladium Card vs JetBlue Plus Card

Is the Bilt Palladium Card or JetBlue Plus Card better for dining?

Bilt Palladium Card earns 6x on dining; JetBlue Plus Card earns 2x on dining. Bilt Palladium Card wins for dining.

Which has the higher signup bonus in 2026?

Bilt Palladium Card currently offers 50,000 pts signup bonus (spend $4,000 in 3 months). JetBlue Plus Card offers 75,000 pts signup bonus (spend $1,000 in 3 months). Bilt Palladium Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Bilt Palladium Card and the JetBlue Plus Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bilt Palladium Card is from Cardless and JetBlue Plus Card is from Barclays, so they're governed by separate bank policies.