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CardCurator — Rewards Intelligence
Card Comparison

Bilt Palladium Card vs Iberia Visa Signature

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Bilt Palladium Card card art
Bilt Rewards
Bilt Palladium Card
Cardless
More Info
Iberia Visa Signature card art
Iberia Plus
Iberia Visa Signature
Chase
More Info
Annual Fee
$495/yr
$95/yr
Foreign Fees
None
None
Signup Bonus
50,000 points + $300 credit
Spend $4,000 in 3 months
85,000 points
Spend $5,000 in 3 months
Top Earn Rates
  • Dining 6x
  • Travel 3x
  • Rent 2x
  • British Airways, Aer Lingus, and Iberia 3x
  • hotel accommodations when booked directly with the hotel 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
  • Bilt Travel Hotel Credit $200
  • $200 Bilt Cash $200
  • Priority Pass $469
None
Card Perks
  • Priority Pass Select
  • Marriott Bonvoy Gold Elite Status
  • IHG One Rewards Platinum Elite Status
  • +2 more
  • 10% discount on airfare
Spend Milestones
No milestones
  • 1,000 Airfare Discount Voucher
    After $30,000 spend
Transfer Partners
  • Atmos Rewards
  • Avianca LifeMiles
  • United MileagePlus
  • Flying Blue
  • Virgin Atlantic Flying Club
  • +19 more
No transfer partners
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Common Questions: Bilt Palladium Card vs Iberia Visa Signature

Is the Bilt Palladium Card or Iberia Visa Signature better for dining?

Bilt Palladium Card earns 6x on dining; Iberia Visa Signature has no dining bonus.

Which has the higher signup bonus in 2026?

Bilt Palladium Card currently offers 50,000 pts signup bonus (spend $4,000 in 3 months). Iberia Visa Signature offers 85,000 pts signup bonus (spend $5,000 in 3 months). Iberia Visa Signature has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Bilt Palladium Card and the Iberia Visa Signature?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bilt Palladium Card is from Cardless and Iberia Visa Signature is from Chase, so they're governed by separate bank policies.