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CardCurator — Rewards Intelligence
Card Comparison

Bilt Palladium Card vs Delta SkyMiles Gold Business Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Bilt Palladium Card card art
Bilt Rewards
Bilt Palladium Card
Cardless
More Info
Delta SkyMiles Gold Business Card card art
Delta SkyMiles
Delta SkyMiles Gold Business Card
American Express
More Info
Annual Fee
$495/yr
$150/yr
Foreign Fees
None
None
Signup Bonus
50,000 points + $300 credit
Spend $4,000 in 3 months
90,000 points
Spend $4,000 in 6 months
Top Earn Rates
  • Dining 6x
  • Travel 3x
  • Rent 2x
  • Delta Purchases 3x
  • Advertising 2x
  • Restaurants 2x
Reward Type
miles
miles
Key Credits
  • Bilt Travel Hotel Credit $200
  • $200 Bilt Cash $200
  • Priority Pass $469
None
Card Perks
  • Priority Pass Select
  • Marriott Bonvoy Gold Elite Status
  • IHG One Rewards Platinum Elite Status
  • +2 more
None listed
Transfer Partners
  • Atmos Rewards
  • Avianca LifeMiles
  • United MileagePlus
  • Flying Blue
  • Virgin Atlantic Flying Club
  • +19 more
No transfer partners
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Common Questions: Bilt Palladium Card vs Delta SkyMiles Gold Business Card

Is the Bilt Palladium Card or Delta SkyMiles Gold Business Card better for dining?

Bilt Palladium Card earns 6x on dining; Delta SkyMiles Gold Business Card earns 2x on dining. Bilt Palladium Card wins for dining.

Which has the higher signup bonus in 2026?

Bilt Palladium Card currently offers 50,000 pts signup bonus (spend $4,000 in 3 months). Delta SkyMiles Gold Business Card offers 90,000 pts signup bonus (spend $4,000 in 6 months). Delta SkyMiles Gold Business Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Bilt Palladium Card and the Delta SkyMiles Gold Business Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bilt Palladium Card is from Cardless and Delta SkyMiles Gold Business Card is from American Express, so they're governed by separate bank policies.