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CardCurator — Rewards Intelligence
Card Comparison

BILL Divvy vs Yendo Mastercard

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

BILL Divvy card art
BILL Divvy
BILL Divvy
Cross River Bank
More Info
Yendo Mastercard card art
Yendo
Yendo Mastercard
Cross River Bank
More Info
Annual Fee
No annual fee
$40/yr
Foreign Fees
None
None
Signup Bonus
None
None
Top Earn Rates
  • Restaurants 7x
  • Hotels 5x
  • Software Subscriptions 2x
  • All Other Purchases 1.5x
Reward Type
cashback
cashback
Key Credits
None
None
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Common Questions: BILL Divvy vs Yendo Mastercard

Is the BILL Divvy or Yendo Mastercard better for dining?

BILL Divvy earns 7x on dining; Yendo Mastercard has no dining bonus.

Which has the higher signup bonus in 2026?

Neither card has a current public signup bonus. Check the issuers' sites for any targeted offers.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the BILL Divvy and the Yendo Mastercard?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Cross River Bank, so check their specific application rules.