The Costco Anywhere Visa edges out the Bank of America Unlimited Cash Rewards for most cardholders — it wins on 2 of 4 comparison categories and offers no current bonus earns more (up to 5x vs 1.5x). The Bank of America Unlimited Cash Rewards is the better choice if you prioritize a different rewards ecosystem.
Bank of America Unlimited Cash Rewards vs Costco Anywhere Visa
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- All Purchases 1.5x
- Gas at Costco 5x
- Eligible Gas and EV Charging 4x
- Restaurants 3x
- Costco Membership $65
Quick summary
A short version of the comparison with the main differences at a glance.
The Costco Anywhere Visa edges out the Bank of America Unlimited Cash Rewards for most cardholders — it wins on 2 of 4 comparison categories and offers no current bonus earns more (up to 5x vs 1.5x). The Bank of America Unlimited Cash Rewards is the better choice if you prioritize a different rewards ecosystem. On raw upside, Costco Anywhere Visa tops out at 5x versus 1.5x for Bank of America Unlimited Cash Rewards. Current signup bonus values are roughly $2 for Bank of America Unlimited Cash Rewards and $0 for Costco Anywhere Visa. Updated May 31, 2026. Source: https://cardcurator.ai/compare/bank-of-america-unlimited-cash-rewards-vs-costco-anywhere-visa
- Costco Anywhere Visa wins 2 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Costco Anywhere Visa reaches 5x; Bank of America Unlimited Cash Rewards reaches 1.5x.
- Annual fee: Costco Anywhere Visa is no annual fee; Bank of America Unlimited Cash Rewards is no annual fee.
- Current public bonus values are approximately $2 and $0.
Common Questions: Bank of America Unlimited Cash Rewards vs Costco Anywhere Visa
Is the Bank of America Unlimited Cash Rewards or Costco Anywhere Visa better for dining?
Bank of America Unlimited Cash Rewards has no dining bonus; Costco Anywhere Visa earns 3x on dining.
Which has the higher signup bonus in 2026?
Bank of America Unlimited Cash Rewards currently offers $2 signup bonus (spend $1,000 in 3 months). Costco Anywhere Visa offers no current bonus. Bank of America Unlimited Cash Rewards has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Bank of America Unlimited Cash Rewards and the Costco Anywhere Visa?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Unlimited Cash Rewards is from Bank of America and Costco Anywhere Visa is from Citi, so they're governed by separate bank policies.