The Bank of America Travel Rewards edges out the Discover it Miles for most cardholders — it wins on 2 of 4 comparison categories and offers $2 signup bonus earns more (up to 3x vs 1.5x). The Discover it Miles is the better choice if you prioritize a different rewards ecosystem.
Bank of America Travel Rewards vs Discover it Miles
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Travel Center 3x
- All Other Purchases 1.5x
- All Purchases 1.5x
Quick summary
A short version of the comparison with the main differences at a glance.
The Bank of America Travel Rewards edges out the Discover it Miles for most cardholders — it wins on 2 of 4 comparison categories and offers $2 signup bonus earns more (up to 3x vs 1.5x). The Discover it Miles is the better choice if you prioritize a different rewards ecosystem. On raw upside, Bank of America Travel Rewards tops out at 3x versus 1.5x for Discover it Miles. Current signup bonus values are roughly $2 for Bank of America Travel Rewards and $1 for Discover it Miles. Updated May 30, 2026. Source: https://cardcurator.ai/compare/bank-of-america-travel-rewards-vs-discover-it-miles
- Bank of America Travel Rewards wins 2 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Bank of America Travel Rewards reaches 3x; Discover it Miles reaches 1.5x.
- Annual fee: Bank of America Travel Rewards is no annual fee; Discover it Miles is no annual fee.
- Current public bonus values are approximately $2 and $1.
Common Questions: Bank of America Travel Rewards vs Discover it Miles
Is the Bank of America Travel Rewards or Discover it Miles better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Bank of America Travel Rewards currently offers $2 signup bonus (spend $5,000 in 3 months). Discover it Miles offers $1 signup bonus. Bank of America Travel Rewards has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Bank of America Travel Rewards and the Discover it Miles?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Travel Rewards is from Bank of America and Discover it Miles is from Discover, so they're governed by separate bank policies.