Card Comparison
Bank of America Travel Rewards vs Discover it Miles
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
$500 credit
Spend $5,000 in 3 months
See issuer
Top Earn Rates
- Travel Center 3x
- All Other Purchases 1.5x
- All Purchases 1.5x
Reward Type
miles
miles
Key Credits
None
None
Transfer Partners
No transfer partners
No transfer partners
Common Questions: Bank of America Travel Rewards vs Discover it Miles
Is the Bank of America Travel Rewards or Discover it Miles better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Bank of America Travel Rewards currently offers $200 signup bonus (spend $5,000 in 3 months). Discover it Miles offers $75 signup bonus. Bank of America Travel Rewards has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Bank of America Travel Rewards and the Discover it Miles?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Travel Rewards is from Bank of America and Discover it Miles is from Discover, so they're governed by separate bank policies.