The Bank of America Travel Rewards edges out the Discover it Chrome for most cardholders — it wins on 2 of 4 comparison categories and offers $2 signup bonus earns more (up to 3x vs 2x). The Discover it Chrome is the better choice if you prioritize a different rewards ecosystem.
Bank of America Travel Rewards vs Discover it Chrome
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Which Card Comes Out Ahead?
Bank of America Travel Rewards is the stronger all-around option for most people in this matchup because it wins more measurable categories in our scoring model. Discover it Chrome still makes sense if your spending pattern lines up better with its fee profile, issuer rules, or rewards ecosystem.
Best if you care most about stronger category earning on everyday spend.
Best if this rewards ecosystem fits the cards and travel programs you already use.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Travel Center 3x
- All Other Purchases 1.5x
- Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter 2x
- All Other Purchases 1x
Quick summary
A short version of the comparison with the main differences at a glance.
The Bank of America Travel Rewards edges out the Discover it Chrome for most cardholders — it wins on 2 of 4 comparison categories and offers $2 signup bonus earns more (up to 3x vs 2x). The Discover it Chrome is the better choice if you prioritize a different rewards ecosystem. On raw upside, Bank of America Travel Rewards tops out at 3x versus 2x for Discover it Chrome . Current signup bonus values are roughly $2 for Bank of America Travel Rewards and $0 for Discover it Chrome . Summary generated June 25, 2026. Source: https://cardcurator.ai/compare/bank-of-america-travel-rewards-vs-discover-it-chrome
- Bank of America Travel Rewards wins 2 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Bank of America Travel Rewards reaches 3x; Discover it Chrome reaches 2x.
- Annual fee: Bank of America Travel Rewards is no annual fee; Discover it Chrome is no annual fee.
- Current public bonus values are approximately $2 and $0.
Common Questions: Bank of America Travel Rewards vs Discover it Chrome
Is the Bank of America Travel Rewards or Discover it Chrome better for dining?
Bank of America Travel Rewards has no dining bonus; Discover it Chrome earns 2x on dining.
Which has the higher signup bonus in 2026?
Bank of America Travel Rewards currently offers $2 signup bonus (spend $5,000 in 3 months). Discover it Chrome offers 1 pts signup bonus. Bank of America Travel Rewards has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Bank of America Travel Rewards and the Discover it Chrome ?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Travel Rewards is from Bank of America and Discover it Chrome is from Discover, so they're governed by separate bank policies.
Keep Researching
If this matchup is close, the stronger next step is usually to read the full card reviews or use a broader ranking page instead of comparing random pairs one by one.