The Chase Sapphire Reserve edges out the Bank of America Travel Rewards for most cardholders — it wins on 3 of 4 comparison categories and offers 150,000 pts signup bonus earns more (up to 8x vs 3x). The Bank of America Travel Rewards is the better choice if you want no or lower annual fee.
Bank of America Travel Rewards vs Chase Sapphire Reserve
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Travel Center 3x
- All Other Purchases 1.5x
- Chase Travel 8x
- Lyft 5x
- Flights (Direct) 4x
- Annual Travel Credit $300
- The Edit Hotel Credit $250
- Priority Pass Select
- Chase Sapphire Lounge by The Club
- DashPass
- +3 more
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
Common Questions: Bank of America Travel Rewards vs Chase Sapphire Reserve
Is the Bank of America Travel Rewards or Chase Sapphire Reserve better for dining?
Bank of America Travel Rewards has no dining bonus; Chase Sapphire Reserve earns 3x on dining.
Which has the higher signup bonus in 2026?
Bank of America Travel Rewards currently offers $2 signup bonus (spend $5,000 in 3 months). Chase Sapphire Reserve offers 150,000 pts signup bonus (spend $6,000 in 3 months). Chase Sapphire Reserve has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Bank of America Travel Rewards and the Chase Sapphire Reserve?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Travel Rewards is from Bank of America and Chase Sapphire Reserve is from Chase, so they're governed by separate bank policies.