The Chase Sapphire Preferred edges out the Bank of America Travel Rewards for most cardholders — it wins on 3 of 4 comparison categories and offers 75,000 pts signup bonus earns more (up to 5x vs 3x). The Bank of America Travel Rewards is the better choice if you want no or lower annual fee.
Bank of America Travel Rewards vs Chase Sapphire Preferred
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Travel Center 3x
- All Other Purchases 1.5x
- Chase Travel 5x
- Dining 3x
- Streaming 3x
- hotel stays purchased through Chase Travel. $50
- DoorDash Credit $10
- DoorDash Dashpass (~$100/yr)
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
Quick summary
A short version of the comparison with the main differences at a glance.
The Chase Sapphire Preferred edges out the Bank of America Travel Rewards for most cardholders — it wins on 3 of 4 comparison categories and offers 75,000 pts signup bonus earns more (up to 5x vs 3x). The Bank of America Travel Rewards is the better choice if you want no or lower annual fee. On raw upside, Chase Sapphire Preferred tops out at 5x versus 3x for Bank of America Travel Rewards. Current signup bonus values are roughly $2 for Bank of America Travel Rewards and $1500 for Chase Sapphire Preferred. Updated June 1, 2026. Source: https://cardcurator.ai/compare/bank-of-america-travel-rewards-vs-chase-sapphire-preferred
- Chase Sapphire Preferred wins 3 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Chase Sapphire Preferred reaches 5x; Bank of America Travel Rewards reaches 3x.
- Annual fee: Chase Sapphire Preferred is $95/yr; Bank of America Travel Rewards is no annual fee.
- Current public bonus values are approximately $2 and $1500.
Common Questions: Bank of America Travel Rewards vs Chase Sapphire Preferred
Is the Bank of America Travel Rewards or Chase Sapphire Preferred better for dining?
Bank of America Travel Rewards has no dining bonus; Chase Sapphire Preferred earns 3x on dining.
Which has the higher signup bonus in 2026?
Bank of America Travel Rewards currently offers $2 signup bonus (spend $5,000 in 3 months). Chase Sapphire Preferred offers 75,000 pts signup bonus (spend $5,000 in 3 months). Chase Sapphire Preferred has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Bank of America Travel Rewards and the Chase Sapphire Preferred?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Travel Rewards is from Bank of America and Chase Sapphire Preferred is from Chase, so they're governed by separate bank policies.