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CardCurator — Rewards Intelligence
Quick Answer

The Bank of America Premium Rewards and Capital One Quicksilver Cash Rewards are closely matched. Bank of America Premium Rewards wins on 2 categories (60,000 pts signup bonus); Capital One Quicksilver Cash Rewards wins on 2 (20,000 pts signup bonus). The better pick depends on your spending patterns.

Card Comparison

Bank of America Premium Rewards vs Capital One Quicksilver Cash Rewards

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Bank of America Premium Rewards card art
Bank of America Travel Rewards
Bank of America Premium Rewards
Bank of America
More Info
Capital One Quicksilver Cash Rewards card art
Capital One
Capital One Quicksilver Cash Rewards
Capital One
More Info

Comparison Method

CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.

How we rank cards Editorial policy Data sources
Annual Fee
$95/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
60,000 points
Spend $4,000 in 3 months
20,000 points
Spend $500 in 3 months
Top Earn Rates
  • Travel 2x
  • Dining 2x
  • All Other Purchases 1.5x
  • Hotels (Capital One Travel) 5x
  • Vacation Rentals (Capital One Travel) 5x
  • Rental Cars (Capital One Travel) 5x
Reward Type
miles
cashback
Pts Value
~1.00¢/pt points · industry est.
~1.10¢/pt points · industry est.
Key Credits
  • Airline Incidental Credit $100
  • TSA PreCheck / Global Entry $100
None
Transfer Partners
No transfer partners
  • British Airways Executive Club
  • JAL Mileage Bank
  • Qatar Avios
  • I Prefer Hotel Rewards
  • Flying Blue
  • +15 more
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Common Questions: Bank of America Premium Rewards vs Capital One Quicksilver Cash Rewards

Is the Bank of America Premium Rewards or Capital One Quicksilver Cash Rewards better for dining?

Bank of America Premium Rewards earns 2x on dining; Capital One Quicksilver Cash Rewards has no dining bonus.

Which has the higher signup bonus in 2026?

Bank of America Premium Rewards currently offers 60,000 pts signup bonus (spend $4,000 in 3 months). Capital One Quicksilver Cash Rewards offers 20,000 pts signup bonus (spend $500 in 3 months). Bank of America Premium Rewards has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Bank of America Premium Rewards and the Capital One Quicksilver Cash Rewards?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Premium Rewards is from Bank of America and Capital One Quicksilver Cash Rewards is from Capital One, so they're governed by separate bank policies.