Card Comparison
Bank of America Premium Rewards vs Bank of America Travel Rewards
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
$95/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
60,000 points
Spend $4,000 in 3 months
$500 credit
Spend $5,000 in 3 months
Top Earn Rates
- Travel 2x
- Dining 2x
- All Other Purchases 1.5x
- Travel Center 3x
- All Other Purchases 1.5x
Reward Type
miles
miles
Key Credits
- Airline Incidental Credit $100
- TSA PreCheck / Global Entry $100
None
Transfer Partners
No transfer partners
No transfer partners
Common Questions: Bank of America Premium Rewards vs Bank of America Travel Rewards
Is the Bank of America Premium Rewards or Bank of America Travel Rewards better for dining?
Bank of America Premium Rewards earns 2x on dining; Bank of America Travel Rewards has no dining bonus.
Which has the higher signup bonus in 2026?
Bank of America Premium Rewards currently offers 60,000 pts signup bonus (spend $4,000 in 3 months). Bank of America Travel Rewards offers $200 signup bonus (spend $5,000 in 3 months). Bank of America Premium Rewards has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Bank of America Premium Rewards and the Bank of America Travel Rewards?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Bank of America, so check their specific application rules.