Card Comparison
Atmos Rewards Summit vs Southwest Priority
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
$395/yr
$229/yr
Foreign Fees
None
None
Signup Bonus
100,000 points
Spend $6,000 in 3 months
85,000 points
Spend $3,000 in 3 months
Top Earn Rates
- Alaska/Hawaiian Airlines 3x
- Gas Stations 2x
- EV Charging 2x
- Southwest Airlines 4x
- Restaurants 2x
- Gas Stations 2x
Reward Type
miles
miles
Pts Value
~1.50¢/pt points · industry est.
~1.40¢/pt points · industry est.
Key Credits
- Annual Travel Credit $200
- Travel Credit $75
Card Perks
- Free checked bag (~$70/yr)
- 8 Alaska Lounge Passes (~$520/yr)
- TSA PreCheck® or Global Entry (~$118/yr)
- +2 more
None listed
Spend Milestones
- 100,000-point Global Companion AwardAfter $60,000 spend
- 2,500 Tier Qualifying Points toward A-List statusAfter $5,000 spend
Transfer Partners
No transfer partners
No transfer partners
Common Questions: Atmos Rewards Summit vs Southwest Priority
Is the Atmos Rewards Summit or Southwest Priority better for dining?
Atmos Rewards Summit has no dining bonus; Southwest Priority earns 2x on dining.
Which has the higher signup bonus in 2026?
Atmos Rewards Summit currently offers 100,000 pts signup bonus (spend $6,000 in 3 months). Southwest Priority offers 85,000 pts signup bonus (spend $3,000 in 3 months). Southwest Priority has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Atmos Rewards Summit and the Southwest Priority?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Atmos Rewards Summit is from Bank of America and Southwest Priority is from Chase, so they're governed by separate bank policies.
