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CardCurator — Rewards Intelligence
Card Comparison

Atmos Rewards Summit vs Southwest Performance Business

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Atmos Rewards Summit card art
Atmos Rewards
Atmos Rewards Summit
Bank of America
More Info
Southwest Performance Business card art
Southwest Rapid Rewards
Southwest Performance Business
Chase
More Info
Annual Fee
$395/yr
$299/yr
Foreign Fees
None
None
Signup Bonus
100,000 points
Spend $6,000 in 3 months
80,000 points
Spend $5,000 in 3 months
Top Earn Rates
  • dining, foreign transaction, Alaska Airlines and Hawaiian Airlines 3x
  • All Other Purchases 1x
  • Southwest Airlines 4x
  • Rapid Rewards Hotel and Car Rental Partners 3x
  • Social Media and Search Engine Advertising, Internet, Cable and Phone Services 2x
Reward Type
miles
miles
Key Credits
  • Annual Travel Credit $200
  • WiFi Credit $8
  • Global Entry / TSA PreCheck $100
Card Perks
  • Free checked bag (~$70/yr)
  • 8 Alaska Lounge Passes (~$520/yr)
  • TSA PreCheck® or Global Entry (~$118/yr)
  • +2 more
  • Four Upgraded Boardings Per Year
  • In-Flight WiFi Credits
  • 1,500 Tier Qualifying Points
  • +1 more
Spend Milestones
  • 100,000-point Global Companion Award
    After $60,000 spend
  • 1,500 Tier Qualifying Points toward A-List status
    After $10,000 spend
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: Atmos Rewards Summit vs Southwest Performance Business

Is the Atmos Rewards Summit or Southwest Performance Business better for dining?

Atmos Rewards Summit earns 3x on dining; Southwest Performance Business has no dining bonus.

Which has the higher signup bonus in 2026?

Atmos Rewards Summit currently offers 100,000 pts signup bonus (spend $6,000 in 3 months). Southwest Performance Business offers 80,000 pts signup bonus (spend $5,000 in 3 months). Southwest Performance Business has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Atmos Rewards Summit and the Southwest Performance Business?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Atmos Rewards Summit is from Bank of America and Southwest Performance Business is from Chase, so they're governed by separate bank policies.