Card Comparison
Atmos Rewards Summit vs Iberia Visa Signature
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
$395/yr
$95/yr
Foreign Fees
None
None
Signup Bonus
100,000 points
Spend $6,000 in 3 months
85,000 points
Spend $5,000 in 3 months
Top Earn Rates
- dining, foreign transaction, Alaska Airlines and Hawaiian Airlines 3x
- All Other Purchases 1x
- British Airways, Aer Lingus, and Iberia 3x
- hotel accommodations when booked directly with the hotel 2x
- All Other Purchases 1x
Reward Type
miles
miles
Key Credits
- Annual Travel Credit $200
None
Card Perks
- Free checked bag (~$70/yr)
- 8 Alaska Lounge Passes (~$520/yr)
- TSA PreCheck® or Global Entry (~$118/yr)
- +2 more
- 10% discount on airfare
Spend Milestones
- 100,000-point Global Companion AwardAfter $60,000 spend
- 1,000 Airfare Discount VoucherAfter $30,000 spend
Transfer Partners
No transfer partners
No transfer partners
Common Questions: Atmos Rewards Summit vs Iberia Visa Signature
Is the Atmos Rewards Summit or Iberia Visa Signature better for dining?
Atmos Rewards Summit earns 3x on dining; Iberia Visa Signature has no dining bonus.
Which has the higher signup bonus in 2026?
Atmos Rewards Summit currently offers 100,000 pts signup bonus (spend $6,000 in 3 months). Iberia Visa Signature offers 85,000 pts signup bonus (spend $5,000 in 3 months). Iberia Visa Signature has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Atmos Rewards Summit and the Iberia Visa Signature?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Atmos Rewards Summit is from Bank of America and Iberia Visa Signature is from Chase, so they're governed by separate bank policies.