Atmos Rewards Ascent vs United Club℠ Infinite Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Alaska Airlines and Hawaiian Airlines purchases 3x
- eligible gas, EV charging station, cable, streaming services and local transit 2x
- All Other Purchases 1x
- United Purchases 4x
- Dining 2x
- Hotel Stays 2x
- Global Entry/TSA PreCheck Credit $120
- IHG Rewards Credit $120
- free checked bag and preferred boarding (~$70/yr)
- $100 off an annual Alaska Lounge+ membership (~$100/yr)
- Enjoy 20% back on all Alaska Airlines and Hawaiian Airlines in-flight purchases (~$20/yr)
- United Club Membership
- Free First and Second Checked Bags
- Premier Access
- +1 more
- Annual $99 Companion Fare. Get a $99 Companion Fare (plus taxes and fees from $23) each account anniversary after you spend $6,000 or more on purchases within the prior anniversary year. Valid on all Alaska Airlines and Hawaiian Airlines flights within North America booked on AlaskaAir.comAfter $6,000 spend
Common Questions: Atmos Rewards Ascent vs United Club℠ Infinite Card
Is the Atmos Rewards Ascent or United Club℠ Infinite Card better for dining?
Atmos Rewards Ascent has no dining bonus; United Club℠ Infinite Card earns 2x on dining.
Which has the higher signup bonus in 2026?
Atmos Rewards Ascent currently offers 85,000 pts signup bonus (spend $4,500 in 4 months). United Club℠ Infinite Card offers 90,000 pts signup bonus (spend $5,000 in 3 months). United Club℠ Infinite Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Atmos Rewards Ascent and the United Club℠ Infinite Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Atmos Rewards Ascent is from Bank of America and United Club℠ Infinite Card is from Chase, so they're governed by separate bank policies.