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CardCurator — Rewards Intelligence
Card Comparison

Atmos Rewards Ascent vs IHG One Rewards Premier Credit Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Atmos Rewards Ascent card art
Atmos Rewards
Atmos Rewards Ascent
Bank of America
More Info
IHG One Rewards Premier Credit Card card art
IHG One Rewards
IHG One Rewards Premier Credit Card
Chase
More Info
Annual Fee
$95/yr
$99/yr
Foreign Fees
None
None
Signup Bonus
85,000 points
Spend $4,500 in 4 months
175,000 points
Spend $5,000 in 3 months
Top Earn Rates
  • Alaska Airlines and Hawaiian Airlines purchases 3x
  • eligible gas, EV charging station, cable, streaming services and local transit 2x
  • All Other Purchases 1x
  • IHG Hotels and Resorts 10x
  • Travel 5x
  • Dining 5x
Reward Type
miles
miles
Key Credits
None
  • Statement Credit $100
  • Statement Credit $120
  • Statement Credit $50
Card Perks
  • free checked bag and preferred boarding (~$70/yr)
  • $100 off an annual Alaska Lounge+ membership (~$100/yr)
  • Enjoy 20% back on all Alaska Airlines and Hawaiian Airlines in-flight purchases (~$20/yr)
  • 4th award night free
  • Platinum Elite Status
Spend Milestones
  • Annual $99 Companion Fare. Get a $99 Companion Fare (plus taxes and fees from $23) each account anniversary after you spend $6,000 or more on purchases within the prior anniversary year. Valid on all Alaska Airlines and Hawaiian Airlines flights within North America booked on AlaskaAir.com
    After $6,000 spend
  • 100 Statement Credit
    After $20,000 spend
  • 10000 points
    After $20,000 spend
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: Atmos Rewards Ascent vs IHG One Rewards Premier Credit Card

Is the Atmos Rewards Ascent or IHG One Rewards Premier Credit Card better for dining?

Atmos Rewards Ascent has no dining bonus; IHG One Rewards Premier Credit Card earns 5x on dining.

Which has the higher signup bonus in 2026?

Atmos Rewards Ascent currently offers 85,000 pts signup bonus (spend $4,500 in 4 months). IHG One Rewards Premier Credit Card offers 175,000 pts signup bonus (spend $5,000 in 3 months). IHG One Rewards Premier Credit Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Atmos Rewards Ascent and the IHG One Rewards Premier Credit Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Atmos Rewards Ascent is from Bank of America and IHG One Rewards Premier Credit Card is from Chase, so they're governed by separate bank policies.