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CardCurator — Rewards Intelligence
Card Comparison

AT&T Points Plus Card vs Citi Double Cash

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

AT&T Points Plus Card card art
Citi ThankYou Points
AT&T Points Plus Card
Citi
More Info
Citi Double Cash card art
Citi ThankYou Points
Citi Double Cash
Citi
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
3%
3%
Signup Bonus
20,000 points
Spend $1,000 in 3 months
$200 credit
Spend $1,500 in 6 months
Top Earn Rates
  • gas and EV charging stations 3x
  • grocery stores, including grocery delivery services 2x
  • All Other Purchases 1x
  • Citi Travel 5x
  • All Other Purchases 2x
Reward Type
miles
cashback
Key Credits
  • AT&T wireless bills $20
None
Transfer Partners
  • AAdvantage
  • AAdvantage
  • Aeromexico Club Premier
  • Aeromexico Club Premier
  • Accor Live Limitless
  • +35 more
  • AAdvantage
  • AAdvantage
  • Aeromexico Club Premier
  • Aeromexico Club Premier
  • Accor Live Limitless
  • +35 more
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Common Questions: AT&T Points Plus Card vs Citi Double Cash

Is the AT&T Points Plus Card or Citi Double Cash better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

AT&T Points Plus Card currently offers 20,000 pts signup bonus (spend $1,000 in 3 months). Citi Double Cash offers $200 signup bonus (spend $1,500 in 6 months). AT&T Points Plus Card has the larger bonus.

Which card is better for international travel?

Both cards charge foreign transaction fees (AT&T Points Plus Card: 3%, Citi Double Cash: 3%). Consider a no-foreign-fee card for international travel.

Can I hold both the AT&T Points Plus Card and the Citi Double Cash?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Citi, so check their specific application rules.