Card Comparison
American Express Plum Card vs The Business Platinum Card from American Express
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
American Express Membership Rewards
The Business Platinum Card from American Express
American Express
Annual Fee
$250/yr
$895/yr
Foreign Fees
None
None
Signup Bonus
None
300,000 points
Spend $20,000 in 3 months
Top Earn Rates
- All Purchases 1.5x
- Flights (Amex Travel) 5x
- Prepaid Hotels (Amex Travel) 5x
- Purchases $5,000+ 1.5x
Reward Type
cashback
miles
Key Credits
- 1.5% Early Pay Discount $0
- Dell Technologies Credit $200
- Indeed Credit $360
- Adobe Credit $150
- +3 more
Card Perks
- Choose the time most convenient for your business to receive your bill each month. Just let us know and we'll adjust it for you
- Centurion Lounge Access
- Priority Pass Select
- Fine Hotels + Resorts
- +5 more
Transfer Partners
- Flying Blue
- Delta SkyMiles
- True Blue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
- Flying Blue
- Delta SkyMiles
- True Blue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Common Questions: American Express Plum Card vs The Business Platinum Card from American Express
Is the American Express Plum Card or The Business Platinum Card from American Express better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
American Express Plum Card currently offers no current bonus. The Business Platinum Card from American Express offers 300,000 pts signup bonus (spend $20,000 in 3 months). The Business Platinum Card from American Express has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the American Express Plum Card and the The Business Platinum Card from American Express?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.