The The Business Platinum Card from American Express edges out the American Express Plum Card for most cardholders — it wins on 3 of 4 comparison categories and offers 300,000 pts signup bonus earns more (up to 5x vs 1.5x). The American Express Plum Card is the better choice if you want no or lower annual fee.
American Express Plum Card vs The Business Platinum Card from American Express
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- All Purchases 1.5x
- Flights (Amex Travel) 5x
- Prepaid Hotels (Amex Travel) 5x
- Purchases $5,000+ 1.5x
- 1.5% Early Pay Discount $0
- Dell Technologies Credit $200
- Indeed Credit $360
- Adobe Credit $150
- +4 more
- Choose the time most convenient for your business to receive your bill each month. Just let us know and we'll adjust it for you
- Centurion Lounge Access
- Priority Pass Select
- Fine Hotels + Resorts
- +5 more
- Flying Blue
- Delta SkyMiles
- JetBlue TrueBlue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
- Flying Blue
- Delta SkyMiles
- JetBlue TrueBlue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Common Questions: American Express Plum Card vs The Business Platinum Card from American Express
Is the American Express Plum Card or The Business Platinum Card from American Express better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
American Express Plum Card currently offers no current bonus. The Business Platinum Card from American Express offers 300,000 pts signup bonus (spend $20,000 in 3 months). The Business Platinum Card from American Express has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the American Express Plum Card and the The Business Platinum Card from American Express?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.