The Delta SkyMiles Platinum Business Card edges out the American Express Plum Card for most cardholders — it wins on 3 of 4 comparison categories and offers 100,000 pts signup bonus earns more (up to 3x vs 1.5x). The American Express Plum Card is the better choice if you want no or lower annual fee.
American Express Plum Card vs Delta SkyMiles Platinum Business Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- All Purchases 1.5x
- Delta Purchases 3x
- Large Purchases 3x
- Advertising 2x
- 1.5% Early Pay Discount $0
- In-Flight Purchases Credit $100
- CLEAR Plus Credit $189
- Uber One Membership $10
- Choose the time most convenient for your business to receive your bill each month. Just let us know and we'll adjust it for you
- First Checked Bag Free
- Priority Boarding
- Companion Certificate
- +1 more
- Flying Blue
- Delta SkyMiles
- JetBlue TrueBlue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Quick summary
A short version of the comparison with the main differences at a glance.
The Delta SkyMiles Platinum Business Card edges out the American Express Plum Card for most cardholders — it wins on 3 of 4 comparison categories and offers 100,000 pts signup bonus earns more (up to 3x vs 1.5x). The American Express Plum Card is the better choice if you want no or lower annual fee. On raw upside, Delta SkyMiles Platinum Business Card tops out at 3x versus 1.5x for American Express Plum Card. Current signup bonus values are roughly $0 for American Express Plum Card and $1200 for Delta SkyMiles Platinum Business Card. Updated May 29, 2026. Source: https://cardcurator.ai/compare/american-express-plum-card-vs-delta-skymiles-platinum-business-card
- Delta SkyMiles Platinum Business Card wins 3 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Delta SkyMiles Platinum Business Card reaches 3x; American Express Plum Card reaches 1.5x.
- Annual fee: Delta SkyMiles Platinum Business Card is $350/yr; American Express Plum Card is $250/yr.
- Current public bonus values are approximately $0 and $1200.
Common Questions: American Express Plum Card vs Delta SkyMiles Platinum Business Card
Is the American Express Plum Card or Delta SkyMiles Platinum Business Card better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
American Express Plum Card currently offers no current bonus. Delta SkyMiles Platinum Business Card offers 100,000 pts signup bonus (spend $8,000 in 6 months). Delta SkyMiles Platinum Business Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the American Express Plum Card and the Delta SkyMiles Platinum Business Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.